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In: Banks, Payments, Ripple

YouTuber Andrei Jikh challenged XRP’s viability, questioning why Ripple’s claimed 300+ bank partnerships haven’t produced significant on-chain transaction volume over 13 years. Jikh raised concerns about XRP’s volatility making it impractical as a bridge asset, especially when stablecoins are increasingly preferred for cross-border transfers. Ripple CTO David Schwartz responded byContinue Reading

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In: Payments, PayPal

PayPal now allows US merchants to accept payments in over 100 cryptocurrencies, with automatic conversion to PYUSD or USD. The new feature boasts transaction fees as low as 0.99%, aiming to provide a cost-effective and faster alternative to traditional cross-border payments for small and mid-sized businesses, though it’s currently unavailableContinue Reading